Rated 5 from 47 Reviews
Buying your first home is an exciting milestone, yet it often comes with many questions and decisions. At Icon Money, we specialise in guiding first home buyers through this significant journey. Based in Norwest, Sydney, and serving clients across Australia, our team is here to help you access Home Loan options from banks and lenders nationwide. Whether you're trying to understand interest rates or check eligibility for lenders mortgage insurance (LMI) waivers, our expertise ensures you make informed decisions at every step.
When buying your first home, understanding your borrowing capacity is essential. Our experienced brokers assist in evaluating your financial situation, considering factors like credit history and loan to value ratio (LVR). This helps determine the loan amount you can realistically apply for. We aim to make applying for a home loan a smooth experience by guiding you through the application process. We'll help you gather necessary documents such as bank statements and provide insights into interest rate options, whether fixed or variable.
Another important aspect for first home buyers is the potential benefits available. Icon Money can help you explore first home owner grants (FHOG) that may be applicable, potentially easing the financial burden of buying a home. Additionally, understanding stamp duty exemptions or reductions can also be beneficial. Our team works closely with you to maximise these opportunities, ensuring you make the most of your first home purchase.
Understanding interest rates is crucial when buying your first home. We provide clarity on how different rates can affect your repayments and overall loan cost. With access to banks and lenders across Australia, we offer insights into both fixed interest rates and variable interest rate options. Moreover, we explore interest rate discounts and offset accounts, which can contribute to long-term savings. For those considering future investments, we also offer advice on investment loan options and how buying a first investment property could fit into your financial plans.
Once you're ready to apply for a home loan, getting pre-approved is a strategic move. Pre-approval gives you a clear idea of your budget and strengthens your negotiating position when making an offer. Our team supports you through this process, ensuring a streamlined application process that considers all aspects of your financial situation.
We are committed to helping first home buyers like you turn your dreams of buying a home into reality. With our expert guidance, accessing Home Loan options from banks and lenders nationwide becomes less overwhelming. If you're ready to take the next step in buying your first home, contact Icon Money today. Our friendly team is eager to assist you in exploring your options and starting this exciting journey towards homeownership.
Initial Consult with Icon Money
Have a chat with a qualified Finance Broker who will understand your situation and talk you through the next steps.
Home Loan Fact Find
Your Finance Broker will work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Home Loan.
Home Loan Pre-Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your Home Loan draws-down and you're good to go!
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Shania Zaheer
I don’t even know where to begin—Jas and the team were absolute game-changers for me. First, they helped me secure financing for my property, and then they went above and beyond to structure the perfect loan for my business. What really impressed me was Jas’s deep expertise. They didn’t just process finances—they took the time to truly understand my financials and ensured my entire structure was set up for success. That level of insight is rare, and it made all the difference. If you need a mortgage broker who genuinely cares, fights for your best interest, and has a rockstar team behind them, your search ends here. Icon Money delivered in ways I didn’t even know were possible—I couldn’t be more grateful!
JD
Justine Day
JasD @ Icon is the commercial guru! Professional, prompt and made our finance journey seamless and stress free. With exceptional knowledge in the commercial finance space we love working with him.
DM
Dhirendra Mishra
Jas and team has been great in helping me get very good rate through re-finance. The diligence and advise has been really great for me. I really appreciate Jas for his work.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Finance Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Finance Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Makk Finance Pty Ltd ABN: 11 626 076 382. Jas Makkar (credit rep number 521129) is a credit Representative of Purple Circle Financial Services Pty Ltd Australian Credit License 486112. Jas Dhaliwal (credit rep number 557195) is a credit representative of Connective Credit Services Pty Ltd Australian Credit License 389328..
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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