Get into your first home, next home or dream home sooner with a range of Home Loan options. Get help from an experienced Mortgage Broker at Icon Money today!
Rated 5 from 69 Reviews
Icon Money is your trusted partner in the world of home loans, helping clients in Norwest, Sydney, and across Australia make informed decisions about buying a home. With a deep understanding of the property market and a commitment to providing exceptional service, we offer a wide range of home loan options from banks and lenders across Australia. Whether you're a first-time buyer or looking to refinance, we are here to guide you through the home loan application process with ease and confidence.
Applying for a home loan can be a significant step in your financial journey, and understanding your options is crucial. One of the first steps in this process is assessing your borrowing capacity. This involves evaluating your financial situation, including your income, expenses, credit history, and existing debts. At Icon Money, we help you determine the loan amount you can comfortably afford, considering factors such as loan to value ratio (LVR) and potential interest rate discounts. By getting pre-approved for a home loan, you can gain a clearer picture of your budget and strengthen your position when negotiating with sellers.
Another important aspect of buying a home is understanding the different types of interest rates available. Home loan interest rates can be either fixed or variable, each with its pros and cons. A fixed interest rate home loan offers stability, as your repayments remain the same for a set period. This can be beneficial in a fluctuating market, allowing you to plan your finances without surprises. On the other hand, variable home loan rates may change over time, potentially offering more flexibility and opportunities to benefit from interest rate decreases. Calculating home loan repayments based on these rates helps you understand what to expect financially.
When applying for a home loan, various costs must be considered beyond just the interest rates. Lenders mortgage insurance (LMI) may apply if your deposit is less than 20% of the property's value. This insurance protects the lender if you cannot repay the loan. Additionally, stamp duty, a government tax on property purchases, can add to your upfront costs. At Icon Money, we guide you through these considerations, ensuring you're fully informed about each aspect affecting your total cost. Our streamlined application process includes gathering necessary documents like bank statements and offering insights into how an offset account could reduce your interest payments over time.
The property market in Norwest and throughout Australia offers diverse opportunities for homebuyers. Icon Money's expertise ensures you can access tailored Home Loan options that suit your needs and circumstances. Whether you're interested in using home equity for renovations or exploring investment possibilities, we can help you align your goals with the right financial products. Our focus is on simplifying the application process so that you can apply for a home loan with confidence and clarity.
Our commitment at Icon Money is to support you every step of the way to buying a home. By offering comprehensive guidance on home loan options and ensuring a seamless experience, we empower you to make informed choices. If you're considering applying for a home loan or wish to explore pre-approval options, contact Icon Money today. Let us help you unlock the door to your future home with confidence and ease.
Initial Consult with Icon Money
Have a chat with a qualified Mortgage Broker who will understand your situation and talk you through the next steps.
Home Loan Fact Find
Your Mortgage Broker will work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Home Loan.
Home Loan Pre-Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your Home Loan draws-down and you're good to go!
AA
Ali AlKuheli
Excellent service from Icon Money, especially Jas. Professional, reliable, and made the whole process smooth and stress-free. Highly recommend!
AM
Ayesha Madhushani
We are incredibly grateful for all the support and guidance throughout the process of buying our first home, specially from Jasjeet at Icon Money. From the very beginning, everything was explained to us so patiently and clearly, which made the whole experience far less stressful and much easier to understand. What truly stood out was how Jasjeet, Ibban, and the entire Icon Money team always went above and beyond to help us. Even while we were outside Australia, they took full responsibility and handled everything smoothly on our behalf, giving us complete peace of mind. Their dedication, professionalism, and constant communication made us feel supported every step of the way. Buying a first home can be overwhelming, but thanks to their hard work and commitment, the entire process felt seamless and manageable. We genuinely appreciate all the extra effort they put in for us and couldn’t have asked for a better team to guide us through this journey. Highly recommend Icon Money to anyone looking for a trustworthy, knowledgeable, and genuinely caring mortgage broker team.
PC
Poorna Chandra
Jas Makkar and his team at Icon Money are very professional and helpful. They were able to organize everything smoothly and secure a home loan for me to purchase an investment property. The process was handled very well, and I highly recommend them to anyone looking for home loan assistance.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Finance Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Finance Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Makk Finance Pty Ltd ABN: 11 626 076 382. Jas Makkar (credit rep number 521129) is a credit Representative of Purple Circle Financial Services Pty Ltd Australian Credit Licence 486112. Jas Dhaliwal (credit rep number 557195) is a credit representative of Connective Credit Services Pty Ltd Australian Credit Licence 389328..
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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