Rated 5 from 47 Reviews
Investing in property can be a rewarding venture, and understanding the ins and outs of investment loans is crucial for success. At Icon Money, we specialise in helping individuals in Norwest, Sydney, NSW, and beyond access investment loan options from banks and lenders across Australia. Whether you're considering your first investment property or expanding an existing portfolio, we can guide you through the process of applying for an investment loan and finding the right fit for your financial situation.
When considering investment loans, it's essential to understand the various options available. Investment loan options come with different terms and conditions, such as variable interest rates and fixed interest rates. These terms will affect your repayments, so it's important to consider what best suits your financial strategy. Calculating investment loan repayments beforehand can help you plan effectively. At Icon Money, we work with you to access investment loan options from banks and lenders across Australia, ensuring you find the most suitable interest rate and terms for your needs.
A key factor in applying for an investment loan is understanding your borrowing capacity. Your borrowing capacity is influenced by several elements, including your credit history, current financial situation, and the loan amount you wish to apply for. A strong credit history can lead to interest rate discounts and better terms on your investment loan application. Additionally, the loan to value ratio (LVR) plays a significant role. Lenders typically require an LVR of 80% or less, meaning you'll need at least a 20% deposit to avoid lenders mortgage insurance (LMI). This insurance protects the lender if you default on your loan but can increase your overall costs if required.
The process of applying for a investment loan involves more than just deciding on a loan amount. You'll need to provide bank statements, proof of income, and other documentation to demonstrate your financial situation. Our streamlined application process at Icon Money simplifies these steps, helping you focus on finding the right investment property. It's also important to consider additional costs like stamp duty when buying a home or investment property, as these can impact your budget and overall investment strategy.
Navigating the property market can be complex, but with the right guidance, you can make informed decisions. The property market constantly evolves, making it crucial to stay updated on trends and opportunities. At Icon Money, we're here to help you make sense of these changes and find the best investment loan options for your unique circumstances. Whether you're buying your first investment property or adding to an existing portfolio, our expertise ensures you have access to competitive rates and terms.
Understanding investment loans is key to making informed property investment decisions. At Icon Money, we are committed to supporting our clients across Australia in accessing the best investment loan options available. With our assistance, you can confidently navigate the complexities of the application process and make smart choices that align with your financial goals. Contact us today to explore how we can assist you in growing your investment property portfolio with ease and assurance.
Initial Consult with Icon Money
Have a chat with a qualified Finance Broker who will understand your situation and talk you through the next steps.
Investment Loan Fact Find
Your Finance Broker will work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Investment Loan.
Investment Loan Pre-Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your Investment Loan draws-down and you're good to go!
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Shania Zaheer
I don’t even know where to begin—Jas and the team were absolute game-changers for me. First, they helped me secure financing for my property, and then they went above and beyond to structure the perfect loan for my business. What really impressed me was Jas’s deep expertise. They didn’t just process finances—they took the time to truly understand my financials and ensured my entire structure was set up for success. That level of insight is rare, and it made all the difference. If you need a mortgage broker who genuinely cares, fights for your best interest, and has a rockstar team behind them, your search ends here. Icon Money delivered in ways I didn’t even know were possible—I couldn’t be more grateful!
JD
Justine Day
JasD @ Icon is the commercial guru! Professional, prompt and made our finance journey seamless and stress free. With exceptional knowledge in the commercial finance space we love working with him.
DM
Dhirendra Mishra
Jas and team has been great in helping me get very good rate through re-finance. The diligence and advise has been really great for me. I really appreciate Jas for his work.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Finance Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Finance Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Makk Finance Pty Ltd ABN: 11 626 076 382. Jas Makkar (credit rep number 521129) is a credit Representative of Purple Circle Financial Services Pty Ltd Australian Credit License 486112. Jas Dhaliwal (credit rep number 557195) is a credit representative of Connective Credit Services Pty Ltd Australian Credit License 389328..
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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