SMSF Loans
Purchase property in yourself-managed super fund with an SMSF Loan organised by Icon Money
Rated 5 from 47 Reviews
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Rated 5 from 47 Reviews
At Icon Money, we understand that navigating the property market can be complex, especially when considering a Self-Managed Super Fund (SMSF) Loan. Our expertise in SMSF Loans assists clients in Norwest, Sydney, and across Australia to simplify the process and unlock investment opportunities. Using super to buy an investment property allows for strategic portfolio diversification. Yet, choosing the right loan is crucial, as it can impact your financial situation, borrowing capacity, and potential for capital gains.
One of the primary considerations when applying for an SMSF Loan is access to various options from banks and lenders across Australia. Understanding factors such as the interest rate, loan amount, and loan to value ratio (LVR) is essential for making informed decisions. Our team can help calculate SMSF Loan repayments, whether you prefer a variable or fixed interest rate. We guide you in assessing your financial statements, SMSF Bank statements, and the SMSF Trust Deed, ensuring all essential documents like a certified copy of the Custodian Trust Deed and the contract of sale are prepared. These elements, critical in the streamlined application process, determine your borrowing capacity and impact your overall investment strategy.
The application process for an SMSF Loan often includes a detailed review of your credit history and financial situation. A spotless credit history may qualify you for interest rate discounts, reducing the overall cost of your SMSF Mortgage. Icon Money works closely with you to present the strongest case to lenders, increasing your chance of approval. While restrictions apply to SMSF Loans—for instance, regulations surrounding stamp duty or the purchasing of non-specialised commercial property—we help ensure you’re well-prepared every step of the way.
Choosing to invest in commercial property through an SMSF Loan can be beneficial, providing rental payments that contribute to your SMSF’s income. However, it’s important to consider how restrictions apply and how these investments integrate into your current and future investment property portfolio. Our expertise ensures you understand applicable regulations, and we provide insights that may influence your decision, such as anticipating property market trends or considering the impact of long-term capital gains.
Whether you are buying a property or expanding an existing investment portfolio, Icon Money is dedicated to making the SMSF Loan process transparent and efficient. Our personalised service helps you navigate the complexities of an SMSF Loan application, ensuring you have the right loan for your needs.
Partnering with Icon Money means having a trusted advisor by your side in the journey towards a solid financial future. Allow us to assist you in accessing competitive SMSF Loan options and tailored interest rate solutions that fit your unique investment goals. Contact us today to start crafting a strategic plan for your investments, ensuring every decision supports your financial well-being in the thriving property markets of Sydney and beyond.
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Shania Zaheer
I don’t even know where to begin—Jas and the team were absolute game-changers for me. First, they helped me secure financing for my property, and then they went above and beyond to structure the perfect loan for my business. What really impressed me was Jas’s deep expertise. They didn’t just process finances—they took the time to truly understand my financials and ensured my entire structure was set up for success. That level of insight is rare, and it made all the difference. If you need a mortgage broker who genuinely cares, fights for your best interest, and has a rockstar team behind them, your search ends here. Icon Money delivered in ways I didn’t even know were possible—I couldn’t be more grateful!
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Justine Day
JasD @ Icon is the commercial guru! Professional, prompt and made our finance journey seamless and stress free. With exceptional knowledge in the commercial finance space we love working with him.
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Dhirendra Mishra
Jas and team has been great in helping me get very good rate through re-finance. The diligence and advise has been really great for me. I really appreciate Jas for his work.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Finance Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Finance Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Makk Finance Pty Ltd ABN: 11 626 076 382. Jas Makkar (credit rep number 521129) is a credit Representative of Purple Circle Financial Services Pty Ltd Australian Credit License 486112. Jas Dhaliwal (credit rep number 557195) is a credit representative of Connective Credit Services Pty Ltd Australian Credit License 389328..
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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